News

Are There Exceptions to the Medicaid 5-Year Lookback Period?
We’ve been talking a lot recently about Medicaid-eligibility rules. They can be confusing, we know. One of the most critical pieces to understand, for anyone approaching Long-Term Care Medicaid, is its 5-year lookback period examining financial eligibility. They look at everything, and it certainly can seem overwhelming. But there are exceptions. Medicaid is a government […]

6 Medicaid 5-Year Lookback Facts You CAN’T Ignore
You can’t understand Medicaid eligibility in its entirety without knowing ALL of its moving parts. Oh, and there are more than a few variables — from financial calculations and tiers of eligibility to applicant categories and levels of coverage — which can greatly confuse the planning process. Knowing the Medicaid 5-year lookback period is key. […]

How to Navigate Confusing Medicaid Eligibility Rules
Step 1. Hire a professional. I can’t stress this enough. If you’re building an estate plan, life care plan or any other plan for yourself or a loved one, Medicaid planning and asset protection should always be an important part of the discussion. Sure, there are some who are ineligible due to Medicaid income and […]

Hospice Care: When is the Time Right?
It’s close to the end. You know it. Your family knows it. The doctor and medical staff know it. (“Close to the end” is a strange combination of perspective and reality. And “knowing it” is an exercise in faith and reality.) When is the time right for hospice care? Most hospice agencies say families and […]

Income and Asset Limits for Medicaid and VA Planning in Florida
We earlier discussed the astronomical costs of long-term health care and how Medicaid and VA planning can protect assets. For most individuals and families, it’s a vital part of the life-care planning process as we and/or our loved ones age. If you’re reading this, you, a partner/spouse or other household family member are likely among […]

Protect Your Assets with Medicaid and VA Planning in Florida
You and/or your loved one wish to grow old without financial worry. OK, right off the bat, let’s rephrase that. You and/or your loved one wish to cover any necessary medical needs without surrendering your hard-earned money and assets for yourselves and future generations. This is where Medicaid and VA Planning must be an essential […]